Dear friends and clients, I would like to wish all of you, especially those who will take the time to read this message, a most blessed new year 2021. The year 2020 has been an exceptionally difficult time for all of us, especially those who have lost their dearest family relatives or friends. However, although these festivities…
Dear clients: we are glad to share with you that we have received in the following testimonial just recently; – it’s always great to know we are doing a fine job and reassurance for you that our clients are in safe hands! Please see the link to the testimonial below: https://www.google.com/search?client=safari&rls=en&biw=1240&bih=650&sxsrf=ALeKk00nnu5C9YRsVBslCkM238ghYBY_sA%3A1606736342521&ei=1tnEX-i0H_XE8gLUjpGoDg&q=bzn+lex+international+lawyers+torrevieja&oq=bzn+lex+international+lawyers+torrevieja&gs_lcp=CgZwc3ktYWIQAzoHCCMQsAMQJzoECCMQJzoHCCEQChCgAToECCEQFToFCCEQoAFQ5jNYgUlg50poAXAAeACAAcQBiAHOCpIBBDEuMTCYAQCgAQGqAQdnd3Mtd2l6yAEBwAEB&sclient=psy-ab&ved=0ahUKEwjo98Wnl6rtAhV1olwKHVRHBOUQ4dUDCAw&uact=5#lrd=0xd63a9fe7285355b:0x7b464f1154cf2892,1,,, REAL TESTIMONIAL: Alan CarneyContributions…
MORTGAGE COSTS II. CLAIM YOUR RIGHTS! CLAIM YOUR MORTGAGE EXPENSES: EXCELLENT NEWS FOR CONSUMERS: THE EUROPEAN COURT OF JUSTICE FORCES SPANISH BANKS TO REFUND ALL ABUSIVE MORTGAGE EXPENSES IN FULL. IMPORTANT: NOW IS THE RIGHT TIME TO REVISIT YOUR MORTGAGE COSTS, AND CLAIM WHAT IS YOURS! Dear clients and readers, We recently explained in a previous post,…
IRPH News. Lack of transparency but no abusive according to the Supreme Court Dear clients and readers, Our weekly post news is about the abusive clause applied to many mortgages, regarding the interest rate called IRPH or commonly known as “CAJAS”. IRPH. Lack of transparency but no abusive according to the Supreme Court. The Supreme…
Dear clients and readers, We are proud to announce that we have recently won a new important administrative lawsuit case against the Spanish Administration Government. In a nutshell, our client, – an important pharmaceutical company based in Torrevieja,- was unduly accused of prescribing unlicensed Magisterial Prescriptions, and intended to impose them a fine of more than 30.000…
MORTGAGE COSTS. CLAIM YOUR RIGHTS! EXCELLENT NEWS FOR CONSUMERS:THE EUROPEAN COURT OF JUSTICE FORCES SPANISH BANKS TO REFUND ALL ABUSIVE MORTGAGE COSTS IN FULL. REMEMBER: NOW IS THE TIME TO REVIEW YOUR MORTGAGE AND CLAIM WHAT IS YOURS! Dear readers, The Court of Justice of the European Union -CJEU- has declared in a judgment handed down…
WE HAVE SAVED OUR CLIENT FROM A PROPERTY FRAUD Dear friends, clients and readers, As the summer holiday season is upon us, and after a very busy year helping clients, I must say that one of the true privileges of working as a Solicitor, is to receive testimonials of property fraud like the one below,…
Are you ready for the end of the transition period? We are glad to inform all our clients and readers that in accordance to Instruction of 2nd July 2020; a new procedure for issuing the residence permit for citizens of the United Kingdom of Great Britain and Northern Ireland nationals has been put in place.…
ANOTHER CASE WON! OUR CLIENT SAVES THE HOUSE! The Court rules on the consequences of invalid accelerated repayment clauses in mortgages and declares the dismissal of the mortgage enforcement proceedings. On 11 September 2019, the Spanish Supreme Court delivered a landmark judgment resolving one of the most disputed issues relating to mortgage loans in Spain.…
IMPORTANT ANNOUNCEMENT: BZN LEX International Lawyers To all our clients, and readers I hope you are all keeping well and safe. We are glad to inform you that we have re-opened our offices from 11th May. Please see below some essential recommendations: First, please bear in mind that it is mandatory for you to wear…
ADMINISTRATIVE CLAIMS COVID 19: ON THE ILLEGALITY OF THE SANCTIONS IMPOSED DURING THE STATE OF ALARM 1. SPAIN’S CORONAVIRUS LOCKDOWN AND THEIR ASSOCIATED FINES ARE UNCONSTITUTIONAL AND UNLAWFUL More than 15,000 people have been fined so far by the National Police and Guardia Civil for non-compliance with the coronavirus lockdown rules. However, our courts are already…
“SOBRE LA LEGALIDAD DEL CONFINAMIENTO DOMICILIARIO OBLIGATORIO PARA PERSONAS SANAS DURANTE EL ESTADO DE ALARMA” Y“SOBRE LA LEGALIDAD DE LAS SANCIONES ADMINISTRATIVAS EN EL ESTADO DE ALARMA Resumen Estimados lectores y clientes, El acervo popular no está familiarizado con los estados de alarma; no son algo común ni habitual, y su excepcionalidad abunda aún más…
Chers Clients, Chers Confrères, Suite aux recommandations du gouvernement liées à l’épidémie de Covid-19, et dans un souci de santé publique, nous vous informons que l’ensemble de notre Cabinet est désormais en télétravail. Les juridictions sont fermées sauf cas très particuliers (notamment urgence) et les études d’huissier ne procèdent également à la signification d’actes ou…
Estimados clientes, Deseamos que se encuentren bien y a salvo. En cumplimiento de las disposiciones adoptadas en el Real Decreto 463/2020, – como consecuencia de la crisis sanitaria provocada por el COVID 19;- BZN LEX ha adoptado las medidas necesarias para continuar prestando sus servicios habituales de forma telemática a nuestros clientes. En este sentido,…
RIESGO EXPROPIACIÓN Y EMBARGO ACTIVOS, CUENTAS BANCARIAS Y VIVIENDAS Estimados clientes y lectores: A raíz de las manifestaciones de Pablo Iglesias, publicada en prensa recientemente (https://okdiario.com/espana/iglesias-amenaza-expropiaciones-coronavirus-otro-mitin-desde-moncloa-5388345); de que toda la riqueza del país está supeditada al interés público, y que los particulares deberán aportar su dinero al sostenimiento del país; hay que saber que lo…
IMPORTANT INFORMATION COVID 19– BZN LEX INTERNATIONAL LAWYERS Dear clients, We hope that you and your family are keeping well and safe. As a consequence of the Royal Decree 463/2020, and the COVID 19 crisis, BZN LEX INTERNATIONAL LAWYERS has adopted the necessary measures to continue providing the usual services on-line to our clients. Despite…
“EL DERECHO A LA SALUD Y A LA VIDA DE LOS MAYORES, EN UNA PANDEMIA SANITARIA”. Muchas personas – la mayoría – se olvidan de que todo lo que hacen, y como lo hacen, y como deben actuar, es puro Derecho, y que, en base al Derecho les será exigida su responsabilidad personal. El Estado…
Expensive Fines! Spain issues fines between 601 and 30,000 euros for those who fail to comply with lockdown decree. The declaration of the state of alarm will change life in Spain for at least 15 days: closed shops, home confinement; restriction of movement of people and vehicles, closure of schools … The coalition government has…
IRPH CLAUSE INTEREST RATE: MAIN CONCLUSIONS OF THE JUDGMENT Case C-125/18 The Court of Justice of the European Union, based in Luxembourg; has rendered a landmark and expected Judgment in Case C-125/18 Gómez del Moral Guasch/Bankia S.A.; in relation to IRPH clause inserted in mortgages.After having settled the cases on floor clauses and the mortgage tax (AJD, which was…
Recurso Contra Reclamación de Hacienda La temática del presente artículo versa sobre la injusta reclamación que Hacienda a realizado a nuestro cliente (una mercantil dedicada a la venta de productos de parafarmacia); frente a la cual nuestro Bufete ya ha interpuesto oportuno recurso ante el TEAR. Los hechos del caso son en síntesis los siguientes: …
KIND OF LEGAL BUSINESS IN SPAIN If you wish to set up a business in Spain, the first step is to decide which kind of legal structure you wish to implement. The most commonly used options are as follows: 1. Self-employed workers in Spain (commonly known as “autonomos”). An ideal option if you have no…
ABOUT OUR NEW LOGO “BZN LEX“, WEBSITE AND DOMAIN NAME “BESTSOLICITORSINSPAIN.COM“ Dear clients and readers, As you probably remember two years ago (2018), we were proud to announce the launch of a new website, domain name and logo, with new improved features, which defines better our corporate image and mission statement. Our primary goal with…
Are you tax compliant in Spain? FISCAL REPRESENTATION ANNUAL SERVICE PACKAGE (Annual tax declaration + Emergency assistance) Are you tax compliant in Spain? Did you know that if you fail to pay the annual taxes to the government, you risk facing expensive penalties? Annual Tax Declaration is NOT the IBI In the first place, we would…
Enforcement of international court orders or judgments in Spain Overview Enforcement court orders Spain: The enforcement of foreign judgments is governed by Act 29/2015 dated 30 July 2015 on international legal co-operation in civil matters (Legal Co-operation Act), which entered into force in Spain on August 2015. Article 2(a) of the Legal Co-operation Act asserts…
SPANISH BANKS ARE LOSING THE BATTLE AGAINST THE EU CONSUMERS: MORTGAGE COSTS Dear clients and readers, I am proud to announce that we have recently won another important court case regarding the refund of the mortgage expenses by a Spanish bank. Consequently, I believe this article will surely be of great interest for those people…
Greeting for a happy New Year 2020 Our Mission Statement: Having a human-based purpose BZN LEX International lawyers have been providing professional services to real people for almost 20 years. In fact, I humbly but firmly believe that when you have a genuine mission to serve the clients and see them through that light, then…
