LOCKDOWN DECREE

LOCKDOWN DECREE

Expensive Fines! Spain issues fines between 601 and 30,000 euros for those who fail to comply with lockdown decree.  The declaration of the state of alarm will change life in Spain for at least 15 days: closed shops, home confinement; restriction of movement of people and vehicles, closure of schools …  The coalition government has…

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IRPH clause

IRPH clause: STJUE March 3

IRPH CLAUSE INTEREST RATE: MAIN CONCLUSIONS OF THE JUDGMENT Case C-125/18 The Court of Justice of the European Union, based in Luxembourg; has rendered a landmark and expected Judgment in Case C-125/18 Gómez del Moral Guasch/Bankia S.A.; in relation to IRPH clause inserted in mortgages.After having settled the cases on floor clauses and the mortgage tax (AJD, which was…

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