BREAKING NEWS

BREAKING NEWS! SPAIN LIFTS RESTRICTIONS to UK from MONDAY 24th MAY.: BREAKING NEWS!

  BREAKING NEWS! SPAIN LIFTS RESTRICTIONS to the UK from MONDAY 24th MAY. Source: BOE No. 12 Friday, May 21, 2021, Sec. I. Page 62057. Dear clients and readers, We hope you are safe and well under the current circumstances.  We are writing to inform you that Spain will welcome all British travellers from THIS week. In fact, the Spanish…

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Spanish Golden Visa

Spanish Golden Visa

Legal Tips on Spanish Golden Visa Dear clients and Readers, Over the past few months, we have detected an increasing number of clients who are considering selling their properties in the UK and using the money to buy 1 or more properties in Spain, in order to be eligible for the Golden Visa. Subsequently, we…

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NEW MASK RULES SPAIN

NEW MASK RULES SPAIN

NEW MASK RULES IN PLACE, as published in the BOE state bulletin. EFFECTS OF THE NEW FACE MASK RULES IN SPAIN Dear clients and readers, We are writing to inform you that the Spanish government has recently passed a controversial law which from Tuesday, March 30th, 2021, makes face masks now mandatory in all outdoor…

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LAWSUIT AGAINST BANKS

LAWSUITS AGAINST BANKS

SUCCESSFUL LAWSUITS AGAINST BANKS Dear clients and readers, In C. Bank v Julie and Andrew P [2021] Judgment Nº 000770/2021, the Spanish Court Nº 5 bis of Alicante has upheld our clients claim that the bank owed a contractual duty of care to advise them as to (among other things) the financial terms and conditions arising out of…

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VALUATION FEES MORTGAGE

VALUATION FEES MORTGAGE

VALUATION FEES MORTGAGE SPAIN Dear clients and readers, The Supreme Court has recently ruled on January 27th 2021 (Appeal Nº 1926/2018. Decision Nº 35/2021) that the valuation fees in mortgage loans must be paid by the bank, and not by the consumer.   With this landmark Judgment, all the financial consequences derived from the nullity of mortgage clauses that previously imposed on…

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COVID vaccination Spain

COVID-19 vaccination programme for all UK Citizens living in Spain Dear clients and readers, We have received the following communication from the Ministry of Health that the vaccine will be available to everyone who lives in Spain as they consider this to be a public health issue as vaccination is “universal”.  Now, in practice, how…

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IRPH

IRPH INDEX RATE

CONTROVERSY REGARDING THE IRPH INDEX ON MORTGAGE LOANS STILL GOING ON As you probably remember, on October 21; the Civil Chamber of the Supreme Court (from now own SC) deliberated and resolved four appeals filed in relation to the variable interest clause IRPH; – (“Decisions 595, 596, 597 and 598/2020”, of November 12); – after…

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FELIZ NAVIDAD DE BZN LEX

FELIZ NAVIDAD DE BZN LEX

Estimados clientes y amigos: Despedimos un año complicado que nos ha dejado un balance anímico muy excepcional y emociones encontradas. No obstante, la vida continúa y es la fe en un futuro mejor, lo que nos anima a compartir esperanzas con todos vosotros.  Espero sinceramente que, – aunque no podamos en muchos casos reunirnos todos en familia, – ello…

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A very Merry Christmas

A very Merry Christmas

Dear friends and clients, I would like to wish all of you, especially those who will take the time to read this message, a most blessed new year 2021.  The year 2020 has been an exceptionally difficult time for all of us, especially those who have lost their dearest family relatives or friends.  However, although these festivities…

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Brilliant advice

“Brilliant advice and guidance”

Dear clients: we are glad to share with you that we have received in the following testimonial just recently; – it’s always great to know we are doing a fine job and reassurance for you that our clients are in safe hands! Please see the link to the testimonial below: https://www.google.com/search?client=safari&rls=en&biw=1240&bih=650&sxsrf=ALeKk00nnu5C9YRsVBslCkM238ghYBY_sA%3A1606736342521&ei=1tnEX-i0H_XE8gLUjpGoDg&q=bzn+lex+international+lawyers+torrevieja&oq=bzn+lex+international+lawyers+torrevieja&gs_lcp=CgZwc3ktYWIQAzoHCCMQsAMQJzoECCMQJzoHCCEQChCgAToECCEQFToFCCEQoAFQ5jNYgUlg50poAXAAeACAAcQBiAHOCpIBBDEuMTCYAQCgAQGqAQdnd3Mtd2l6yAEBwAEB&sclient=psy-ab&ved=0ahUKEwjo98Wnl6rtAhV1olwKHVRHBOUQ4dUDCAw&uact=5#lrd=0xd63a9fe7285355b:0x7b464f1154cf2892,1,,, REAL TESTIMONIAL:  Alan CarneyContributions…

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NEW CASE WON AGAINST THE GOVERNMENT

Dear clients and readers, We are proud to announce that we have recently won a new important administrative lawsuit case against the Spanish Administration Government.  In a nutshell, our client, – an important pharmaceutical company based in Torrevieja,- was unduly accused of prescribing unlicensed Magisterial Prescriptions, and intended to impose them a fine of more than 30.000…

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MORTGAGE COSTS

MORTGAGE COSTS.

MORTGAGE COSTS. CLAIM YOUR RIGHTS! EXCELLENT NEWS FOR CONSUMERS:THE EUROPEAN COURT OF JUSTICE FORCES SPANISH BANKS TO REFUND ALL ABUSIVE MORTGAGE COSTS IN FULL. REMEMBER: NOW IS THE TIME TO REVIEW YOUR MORTGAGE AND CLAIM WHAT IS YOURS! Dear readers,  The Court of Justice of the European Union -CJEU- has declared in a judgment handed down…

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ANOTHER CASE WON

ANOTHER CASE WON!

ANOTHER CASE WON! OUR CLIENT SAVES THE HOUSE! The Court rules on the consequences of invalid accelerated repayment clauses in mortgages and declares the dismissal of the mortgage enforcement proceedings. On 11 September 2019, the Spanish Supreme Court delivered a landmark judgment resolving one of the most disputed issues relating to mortgage loans in Spain.…

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REOPENING OFFICES

REOPENING OFFICES

IMPORTANT ANNOUNCEMENT: BZN LEX International Lawyers To all our clients, and readers I hope you are all keeping well and safe. We are glad to inform you that we have re-opened our offices from 11th May. Please see below some essential recommendations: First, please bear in mind that it is mandatory for you to wear…

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COVID-19

DICTAMEN ESTADO ALARMA COVID-19

“SOBRE LA LEGALIDAD DEL CONFINAMIENTO DOMICILIARIO OBLIGATORIO PARA PERSONAS SANAS DURANTE EL ESTADO DE ALARMA” Y“SOBRE LA LEGALIDAD DE LAS SANCIONES ADMINISTRATIVAS EN EL ESTADO DE ALARMA  Resumen Estimados lectores y clientes, El acervo popular no está familiarizado con los estados de alarma; no son algo común ni habitual, y su excepcionalidad abunda aún más…

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COVID 19 – Le Cabinet BZN LEX est à vos côtés

Chers Clients, Chers Confrères, Suite aux recommandations du gouvernement liées à l’épidémie de Covid-19, et dans un souci de santé publique, nous vous informons que l’ensemble de notre Cabinet est désormais en télétravail. Les juridictions sont fermées sauf cas très particuliers (notamment urgence) et les études d’huissier ne procèdent également à la signification d’actes ou…

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Comunicado COVID 19

Comunicado COVID 19

Estimados clientes, Deseamos que se encuentren bien y a salvo. En cumplimiento de las disposiciones adoptadas en el Real Decreto 463/2020, – como consecuencia de la crisis sanitaria provocada por el COVID 19;- BZN LEX ha adoptado las medidas necesarias para continuar prestando sus servicios habituales de forma telemática a nuestros clientes. En este sentido,…

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ESTADO ALARMA COVID-19

RIESGO EXPROPIACIÓN Y EMBARGO ACTIVOS, CUENTAS BANCARIAS Y VIVIENDAS Estimados clientes y lectores: A raíz de las manifestaciones de Pablo Iglesias, publicada en prensa recientemente (https://okdiario.com/espana/iglesias-amenaza-expropiaciones-coronavirus-otro-mitin-desde-moncloa-5388345);  de que toda la riqueza del país está supeditada al interés público, y que los particulares deberán aportar su dinero al sostenimiento del país; hay que saber que lo…

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COVID 19

COVID 19 INFORMATION

IMPORTANT INFORMATION COVID 19–   BZN LEX INTERNATIONAL LAWYERS Dear clients, We hope that you and your family are keeping well and safe. As a consequence of the Royal Decree 463/2020, and the COVID 19 crisis, BZN LEX INTERNATIONAL LAWYERS has adopted the necessary measures to continue providing the usual services on-line to our clients. Despite…

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LOCKDOWN DECREE

LOCKDOWN DECREE

Expensive Fines! Spain issues fines between 601 and 30,000 euros for those who fail to comply with lockdown decree.  The declaration of the state of alarm will change life in Spain for at least 15 days: closed shops, home confinement; restriction of movement of people and vehicles, closure of schools …  The coalition government has…

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IRPH clause

IRPH clause: STJUE March 3

IRPH CLAUSE INTEREST RATE: MAIN CONCLUSIONS OF THE JUDGMENT Case C-125/18 The Court of Justice of the European Union, based in Luxembourg; has rendered a landmark and expected Judgment in Case C-125/18 Gómez del Moral Guasch/Bankia S.A.; in relation to IRPH clause inserted in mortgages.After having settled the cases on floor clauses and the mortgage tax (AJD, which was…

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