Dear clients and readers, We are currently dealing with a new case where our client (property owner) suffered a serious fracture when she slipped on the pavement of the terrace around the pool, belonging to the Community of Neighbors of the residential building. After being treated in the hospital, she underwent a complex rehabilitation…
BREACH OF CONTRACT WHEN THE BUYER DOES NOT OBTAIN FINANCING Dear clients and readers, We do hope you have enjoyed a peaceful summer vacation. Over the past few months, we have witnessed an increasing number of breaches of purchase contracts due to mortgage declined. Subsequently, due to the importance of this matter, we would…
SERVICE SUMMONS ABROAD Dear clients and readers, We frequently receive a lot of enquiries from clients residing in Spain (both individuals or corporate), as the defendant lives for example in England or the United Estates. How can the service be legally done? In the first place, regarding civil claims, do not…
DEFAMATION CASE IN SPAIN: USEFUL TIPS I.- INTRODUCTION Defamation can occur when someone makes a false statement of fact about you, and you suffer harm as a result (financial damage or harm to your reputation, for example). These kinds of cases are extremely serious because they are a direct affront against all your moral, ethical,…
LIVING WILL IN SPAIN Dear clients and Readers, As a consequence of the Covid-19 tragedy as well as the infamous Euthanasia Act was recently implemented in Spain precisely during the pandemic. We have been receiving a lot of enquiries from concerned clients regarding this important matter. Therefore, please find below an informative report with some…
COMPLEX INHERITANCE: TESTIMONIAL Dear friends and clients, We are glad to share with you that we have received the following testimonial just recently – it’s always great to know we are doing a fine job and reassurance for you that our clients are in safe hands! EMAIL RECEIVED BY THE CLIENTS: “Good morning Oscar, I am…
BREAKING NEWS! SPAIN LIFTS RESTRICTIONS to the UK from MONDAY 24th MAY. Source: BOE No. 12 Friday, May 21, 2021, Sec. I. Page 62057. Dear clients and readers, We hope you are safe and well under the current circumstances. We are writing to inform you that Spain will welcome all British travellers from THIS week. In fact, the Spanish…
Legal Tips on Spanish Golden Visa Dear clients and Readers, Over the past few months, we have detected an increased number of clients who are considering selling their properties in the UK and using the money to buy 1 or more properties in Spain, in order to be eligible for the Golden Visa. Subsequently, we…
LONG TERM VISA SPAIN FOR UK NATIONALS: Questions & Answers Dear clients and readers, For the British ex-pat living in Spain and those wishing to live in Spain, there are still some issues to resolve, such as the need for a valid residency, a Spanish driving test to obtain a Spanish driving license, as well…
NEW MASK RULES IN PLACE, as published in the BOE state bulletin. EFFECTS OF THE NEW FACE MASK RULES IN SPAIN Dear clients and readers, We are writing to inform you that the Spanish government has recently passed a controversial law which from Tuesday, March 30th, 2021, makes face masks now mandatory in all outdoor…
SUCCESSFUL LAWSUITS AGAINST BANKS Dear clients and readers, In C. Bank v Julie and Andrew P [2021] Judgment Nº 000770/2021, the Spanish Court Nº 5 bis of Alicante has upheld our clients claim that the bank owed a contractual duty of care to advise them as to (among other things) the financial terms and conditions arising out of…
VALUATION FEES MORTGAGE SPAIN Dear clients and readers, The Supreme Court has recently ruled on January 27th 2021 (Appeal Nº 1926/2018. Decision Nº 35/2021) that the valuation fees in mortgage loans must be paid by the bank, and not by the consumer. With this landmark Judgment, all the financial consequences derived from the nullity of mortgage clauses that previously imposed on…
COVID-19 vaccination programme for all UK Citizens living in Spain Dear clients and readers, We have received the following communication from the Ministry of Health that the vaccine will be available to everyone who lives in Spain as they consider this to be a public health issue as vaccination is “universal”. Now, in practice, how…
CONTROVERSY REGARDING THE IRPH INDEX ON MORTGAGE LOANS STILL GOING ON As you probably remember, on October 21; the Civil Chamber of the Supreme Court (from now own SC) deliberated and resolved four appeals filed in relation to the variable interest clause IRPH; – (“Decisions 595, 596, 597 and 598/2020”, of November 12); – after…
Tenancy Eviction Legal Framework Dear clients and readers, What are your options if your tenants stop paying the rent? Non-paying tenants cause severe consequences to landlords which may even lead to a bank repossession as many are reliant on the rental to cover their mortgage instalments. Therefore, due to the importance of this matter, we would like, –…
Estimados clientes y amigos: Despedimos un año complicado que nos ha dejado un balance anímico muy excepcional y emociones encontradas. No obstante, la vida continúa y es la fe en un futuro mejor, lo que nos anima a compartir esperanzas con todos vosotros. Espero sinceramente que, – aunque no podamos en muchos casos reunirnos todos en familia, – ello…
Dear friends and clients, I would like to wish all of you, especially those who will take the time to read this message, a most blessed new year 2021. The year 2020 has been an exceptionally difficult time for all of us, especially those who have lost their dearest family relatives or friends. However, although these festivities…
Dear clients: we are glad to share with you that we have received in the following testimonial just recently; – it’s always great to know we are doing a fine job and reassurance for you that our clients are in safe hands! Please see the link to the testimonial below: https://www.google.com/search?client=safari&rls=en&biw=1240&bih=650&sxsrf=ALeKk00nnu5C9YRsVBslCkM238ghYBY_sA%3A1606736342521&ei=1tnEX-i0H_XE8gLUjpGoDg&q=bzn+lex+international+lawyers+torrevieja&oq=bzn+lex+international+lawyers+torrevieja&gs_lcp=CgZwc3ktYWIQAzoHCCMQsAMQJzoECCMQJzoHCCEQChCgAToECCEQFToFCCEQoAFQ5jNYgUlg50poAXAAeACAAcQBiAHOCpIBBDEuMTCYAQCgAQGqAQdnd3Mtd2l6yAEBwAEB&sclient=psy-ab&ved=0ahUKEwjo98Wnl6rtAhV1olwKHVRHBOUQ4dUDCAw&uact=5#lrd=0xd63a9fe7285355b:0x7b464f1154cf2892,1,,, REAL TESTIMONIAL: Alan CarneyContributions…
MORTGAGE COSTS II. CLAIM YOUR RIGHTS! CLAIM YOUR MORTGAGE EXPENSES: EXCELLENT NEWS FOR CONSUMERS: THE EUROPEAN COURT OF JUSTICE FORCES SPANISH BANKS TO REFUND ALL ABUSIVE MORTGAGE EXPENSES IN FULL. IMPORTANT: NOW IS THE RIGHT TIME TO REVISIT YOUR MORTGAGE COSTS, AND CLAIM WHAT IS YOURS! Dear clients and readers, We recently explained in a previous post,…
IRPH News. Lack of transparency but no abusive according to the Supreme Court Dear clients and readers, Our weekly post news is about the abusive clause applied to many mortgages, regarding the interest rate called IRPH or commonly known as “CAJAS”. IRPH. Lack of transparency but no abusive according to the Supreme Court. The Supreme…
Dear clients and readers, We are proud to announce that we have recently won a new important administrative lawsuit case against the Spanish Administration Government. In a nutshell, our client, – an important pharmaceutical company based in Torrevieja,- was unduly accused of prescribing unlicensed Magisterial Prescriptions, and intended to impose them a fine of more than 30.000…
MORTGAGE COSTS. CLAIM YOUR RIGHTS! EXCELLENT NEWS FOR CONSUMERS:THE EUROPEAN COURT OF JUSTICE FORCES SPANISH BANKS TO REFUND ALL ABUSIVE MORTGAGE COSTS IN FULL. REMEMBER: NOW IS THE TIME TO REVIEW YOUR MORTGAGE AND CLAIM WHAT IS YOURS! Dear readers, The Court of Justice of the European Union -CJEU- has declared in a judgment handed down…
WE HAVE SAVED OUR CLIENT FROM A PROPERTY FRAUD Dear friends, clients and readers, As the summer holiday season is upon us, and after a very busy year helping clients, I must say that one of the true privileges of working as a Solicitor, is to receive testimonials of property fraud like the one below,…
Are you ready for the end of the transition period? We are glad to inform all our clients and readers that in accordance to Instruction of 2nd July 2020; a new procedure for issuing the residence permit for citizens of the United Kingdom of Great Britain and Northern Ireland nationals has been put in place.…
ANOTHER CASE WON! OUR CLIENT SAVES THE HOUSE! The Court rules on the consequences of invalid accelerated repayment clauses in mortgages and declares the dismissal of the mortgage enforcement proceedings. On 11 September 2019, the Spanish Supreme Court delivered a landmark judgment resolving one of the most disputed issues relating to mortgage loans in Spain.…
IMPORTANT ANNOUNCEMENT: BZN LEX International Lawyers To all our clients, and readers I hope you are all keeping well and safe. We are glad to inform you that we have re-opened our offices from 11th May. Please see below some essential recommendations: First, please bear in mind that it is mandatory for you to wear…
ADMINISTRATIVE CLAIMS COVID 19: ON THE ILLEGALITY OF THE SANCTIONS IMPOSED DURING THE STATE OF ALARM 1. SPAIN’S CORONAVIRUS LOCKDOWN AND THEIR ASSOCIATED FINES ARE UNCONSTITUTIONAL AND UNLAWFUL More than 15,000 people have been fined so far by the National Police and Guardia Civil for non-compliance with the coronavirus lockdown rules. However, our courts are already…
“SOBRE LA LEGALIDAD DEL CONFINAMIENTO DOMICILIARIO OBLIGATORIO PARA PERSONAS SANAS DURANTE EL ESTADO DE ALARMA” Y“SOBRE LA LEGALIDAD DE LAS SANCIONES ADMINISTRATIVAS EN EL ESTADO DE ALARMA Resumen Estimados lectores y clientes, El acervo popular no está familiarizado con los estados de alarma; no son algo común ni habitual, y su excepcionalidad abunda aún más…
Chers Clients, Chers Confrères, Suite aux recommandations du gouvernement liées à l’épidémie de Covid-19, et dans un souci de santé publique, nous vous informons que l’ensemble de notre Cabinet est désormais en télétravail. Les juridictions sont fermées sauf cas très particuliers (notamment urgence) et les études d’huissier ne procèdent également à la signification d’actes ou…
Estimados clientes, Deseamos que se encuentren bien y a salvo. En cumplimiento de las disposiciones adoptadas en el Real Decreto 463/2020, – como consecuencia de la crisis sanitaria provocada por el COVID 19;- BZN LEX ha adoptado las medidas necesarias para continuar prestando sus servicios habituales de forma telemática a nuestros clientes. En este sentido,…
