IRPH CLAUSE INTEREST RATE: MAIN CONCLUSIONS OF THE JUDGMENT Case C-125/18 The Court of Justice of the European Union, based in Luxembourg; has rendered a landmark and expected Judgment in Case C-125/18 Gómez del Moral Guasch/Bankia S.A.; in relation to IRPH clause inserted in mortgages.After having settled the cases on floor clauses and the mortgage tax (AJD, which was…
Recurso Contra Reclamación de Hacienda La temática del presente artículo versa sobre la injusta reclamación que Hacienda a realizado a nuestro cliente (una mercantil dedicada a la venta de productos de parafarmacia); frente a la cual nuestro Bufete ya ha interpuesto oportuno recurso ante el TEAR. Los hechos del caso son en síntesis los siguientes: …
KIND OF LEGAL BUSINESS IN SPAIN If you wish to set up a business in Spain, the first step is to decide which kind of legal structure you wish to implement. The most commonly used options are as follows: 1. Self-employed workers in Spain (commonly known as “autonomos”). An ideal option if you have no…
ABOUT OUR NEW LOGO “BZN LEX“, WEBSITE AND DOMAIN NAME “BESTSOLICITORSINSPAIN.COM“ Dear clients and readers, As you probably remember two years ago (2018), we were proud to announce the launch of a new website, domain name and logo, with new improved features, which defines better our corporate image and mission statement. Our primary goal with…
Are you tax compliant in Spain? FISCAL REPRESENTATION ANNUAL SERVICE PACKAGE (Annual tax declaration + Emergency assistance) Are you tax compliant in Spain? Did you know that if you fail to pay the annual taxes to the government, you risk facing expensive penalties? Annual Tax Declaration is NOT the IBI In the first place, we would…
Enforcement of international court orders or judgments in Spain Overview Enforcement court orders Spain: The enforcement of foreign judgments is governed by Act 29/2015 dated 30 July 2015 on international legal co-operation in civil matters (Legal Co-operation Act), which entered into force in Spain on August 2015. Article 2(a) of the Legal Co-operation Act asserts…
SPANISH BANKS ARE LOSING THE BATTLE AGAINST THE EU CONSUMERS: MORTGAGE COSTS Dear clients and readers, I am proud to announce that we have recently won another important court case regarding the refund of the mortgage expenses by a Spanish bank. Consequently, I believe this article will surely be of great interest for those people…
Greeting for a happy New Year 2020 Our Mission Statement: Having a human-based purpose BZN LEX International lawyers have been providing professional services to real people for almost 20 years. In fact, I humbly but firmly believe that when you have a genuine mission to serve the clients and see them through that light, then…
Dear friends and colleagues, Greetings from BZN INTERNATIONAL LAW FIRM. The atmosphere at BZN this year has been electric. Just this fall, we’ve won several lawsuits, published new articles, helped a lot of new clients, and much more. Whether you are a friend, client, or reader, thank you so much for making our work possible, and…
A real Testimonial from an excellent client: “Devoted legal assistance”; I must say that I am truly honoured and flattered for the testimonial; and interesting book that has kindly been given to me as a gratitude gift; by a very good client and friend. Thank you so much for your wonderful present and also for…
What is the NIE number? Useful Tips. First, the Spanish NIE number is the tax identification number, mandatory by all foreigners with financial, professional or social affairs, regardless of whether they are a resident or non-resident in Spain. (i.e. buying a property, car, inheritance, management of taxes, get social security, register at the Padron, etc).…
IMPORTANT NOTIFICATION SPANISH RESIDENCY ?? All UK citizens living in the Alicante province can go to Alicante city to get the green Spanish residency card Dear clients and Readers, We are writing to inform you that British nationals living in the Alicante province can get next-day Spanish residency appointments in Alicante city. The Foreign Police…
What is a power of attorney? A notarial power of attorney is a public document notarized by a notary, by which, a person or Company, appoint another (usually a Solicitor), as legal representative to act on his or her behalf in certain legal acts. For instance, in order to buy or sell properties, dealing with…
IRPH Litigation Spain: The outcome of the European Court of Justice’s Decision On September 10, the Advocate General (Mr Maciej Szpunar) issued his Opinion on a preliminary ruling to be rendered by the Court of Justice of the European Union (CJEU). The Opinion relates to the validity of a contractual clause regarding the sale of…
Steps to follow to claim insurance damage DANA flooding in Spain II An extreme ‘Gota Fria’ –meaning ‘Cold Drop’– delivers Spain’s most Severe Storm in over a century and it has battered practically ALL of Alicante province between September 11 and 15th September. A succession of frigid polar fronts drove temps some 16C below-average across…
Responsibility of the owner for wrongful acts caused by tenants Beware of wrongful acts of your tenants, especially if you are a homeowner in a community. In fact, you could be jointly legally liable for any harm, damages or annoying behaviour caused by your tenant to the rest of the neighbours. Legislation applicable: Art 7.2…
# VERY URGENT HELP!! Please donate NOW to “HOGAR NAZARET”, and save the children from sexual exploitation and organ trafficking! Our Mission Statement At BZN LEX INTERNATIONAL LAWYERS, Charitable giving is one of our main aims (other than winning compensations for our clients of course) and as part of our corporate responsibility, we donate and…
PARENTAL LIABILITY: Who is responsible for the children’s wrongful acts in Spain? In the case of Sarah,- a girl of 12,- she accidentally hit with her bicycle, a pedestrian who was walking in the street, causing him injuries that needed medical treatment for two almost months. The injured party claimed 4.000 euros compensation for the…
CINQ CONSEILS UTILES 1. Pourquoi est-ce important de faire un testament Notarié en Espagne? Le testament en Espagne. Un testament est un document qui contient des directives sur ce que vous désirez que l’on fasse de vos biens personnels et de vos biens fonciers après votre décès. Le notaire étant un officier public, le testament…
To uphold justice and the rule of law At BZN Lex, our Statement of purpose has always been to uphold justice and the rule of law. We passionately believe that the upholding of the Rule of Law. The right to a fair trial goes to the heart of democratic values and Justice in our so-called…
Spanish Will – Useful Advice THE IMPORTANCE OF MAKING A SPANISH WILL AND USEFUL ADVICE AND PRACTICAL RECOMMENDATIONS We would like- if we may- to take this opportunity to kindly give you some useful advice regarding a Spanish Will. We have indeed detected that this issue is still creating some confusion among our new clients.…
Need legal advice? We are pleased to inform all our readers and clients that I will be available for a free 10-15 minutes consultation. The date: Wednesday 12th June from 11.45 am to 13:00 am The place: Manhattan Restaurant, Calle del Aqua | Cabo Roig, 03189 Playa Flamenca, Orihuela, España Thank you very much for…
Remember that signing any important contracts should be signed at the Spanish Notary. The notary is a professional within the Spanish law system and his/ her main function is to certify Spanish documents ensuring that private agreements fulfill certain legal criteria. This is applicable whether you might be considering buying or selling a property, setting…
Divorce in Spain is never painless, but our experienced Law Firm can provide all the expertise, advice and support you will need to settle your uncontested or contested divorce quickly and efficiently with the least amount of stress or expense. We are proud to inform you that, – as litigation lawyers, – we are experts…
Father will no longer have to pay child support to his 27 year’s old daughter Dear Readers, In this week’s legal topic, I would like to briefly comment about the recent Judgment rendered by the High Court of Granada regarding child support, as it is equal to a court case that we are dealing at…
A LEGAL CONSULTATION FROM A CLIENT LEGAL QUESTION: “I have suffered a traffic accident with my motorbike in a roundabout. A car hit me and the driver of the car is responsible. However, due to the fact that my insurance has expired, will the driver of the car still be liable for the damages caused…
Claim for alleged defective ankle-foot orthosis In a complex Tort dispute, we have won a new case won, as the Civil Court of Torrevieja has ruled in favor of our client. We are indeed very satisfied with the outcome, – as after a fierce battle, – we have saved our client from paying more than…
FANTASTIC SUCCESS FOR BZN LEX: ECONOMIC ADMINISTRATIVE COURT RULES IN FAVOR OF OUR CLIENT! The Court has overruled the unfair decision rendered by the Tax Revenue Office, consequently we have won another case against the administration. The facts of the case are as follows: The tax Revenue office unfairly tried to impose a huge fine…
A new hope for thousands of consumers European Court of Justice on the IRPH clause in Mortgage Loans Dear Readers: The European Court of Justice, has been asked to clarify whether the judgment of the Supreme Court is adjusted to European community law, as it stated in the Directive 93/13. The Supreme Court’s decision dated…
