IRPH clause

IRPH clause: STJUE March 3

IRPH CLAUSE INTEREST RATE: MAIN CONCLUSIONS OF THE JUDGMENT Case C-125/18 The Court of Justice of the European Union, based in Luxembourg; has rendered a landmark and expected Judgment in Case C-125/18 Gómez del Moral Guasch/Bankia S.A.; in relation to IRPH clause inserted in mortgages.After having settled the cases on floor clauses and the mortgage tax (AJD, which was…

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Enforcement court orders Spain

Enforcement court orders Spain

Enforcement of international court orders or judgments in Spain Overview Enforcement court orders Spain: The enforcement of foreign judgments is governed by Act 29/2015 dated 30 July 2015 on international legal co-operation in civil matters (Legal Co-operation Act), which entered into force in Spain on August 2015. Article 2(a) of the Legal Co-operation Act asserts…

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ANOTHER COURT CASE WON

SPANISH BANKS ARE LOSING THE BATTLE AGAINST THE EU CONSUMERS: MORTGAGE COSTS Dear clients and readers, I am proud to announce that we have recently won another important court case regarding the refund of the mortgage expenses by a Spanish bank. Consequently, I believe this article will surely be of great interest for those people…

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IRPH Litigation Spain

IRPH Litigation Spain

5 / 5 ( 1 vote ) IRPH Litigation Spain: The outcome of the European Court of Justice’s Decision On September 10, the Advocate General (Mr Maciej Szpunar) issued his Opinion on a preliminary ruling to be rendered by the Court of Justice of the European Union (CJEU). The Opinion relates to the validity of…

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recovering off plan

Recovering Off-Plan deposits

5 / 5 ( 1 vote ) Recovering Off-Plan deposits from banks: 100% success rate so far. Deadline for claims October 2020. Dear Readers: After years of protracted legal ordeal, stress and suffering, homebuyers who were affected by the Spanish property market crisis, are finally recovering off-plan deposits, for the money they paid for holiday…

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