BREACH OF CONTRACT WHEN THE BUYER DOES NOT OBTAIN FINANCING Dear clients and readers, We do hope you have enjoyed a peaceful summer vacation. Over the past few months, we have witnessed an increasing number of breaches of purchase contracts due to mortgage declined. Subsequently, due to the importance of this matter, we would…
SERVICE SUMMONS ABROAD Dear clients and readers, We frequently receive a lot of enquiries from clients residing in Spain (both individuals or corporate), as the defendant lives for example in England or the United Estates. How can the service be legally done? In the first place, regarding civil claims, do not…
DEFAMATION CASE IN SPAIN: USEFUL TIPS I.- INTRODUCTION Defamation can occur when someone makes a false statement of fact about you, and you suffer harm as a result (financial damage or harm to your reputation, for example). These kinds of cases are extremely serious because they are a direct affront against all your moral, ethical,…
COMPLEX INHERITANCE: TESTIMONIAL Dear friends and clients, We are glad to share with you that we have received the following testimonial just recently – it’s always great to know we are doing a fine job and reassurance for you that our clients are in safe hands! EMAIL RECEIVED BY THE CLIENTS: “Good morning Oscar, I am…
BREAKING NEWS! SPAIN LIFTS RESTRICTIONS to the UK from MONDAY 24th MAY. Source: BOE No. 12 Friday, May 21, 2021, Sec. I. Page 62057. Dear clients and readers, We hope you are safe and well under the current circumstances. We are writing to inform you that Spain will welcome all British travellers from THIS week. In fact, the Spanish…
Legal Tips on Spanish Golden Visa Dear clients and Readers, Over the past few months, we have detected an increased number of clients who are considering selling their properties in the UK and using the money to buy 1 or more properties in Spain, in order to be eligible for the Golden Visa. Subsequently, we…
LONG TERM VISA SPAIN FOR UK NATIONALS: Questions & Answers Dear clients and readers, For the British ex-pat living in Spain and those wishing to live in Spain, there are still some issues to resolve, such as the need for a valid residency, a Spanish driving test to obtain a Spanish driving license, as well…
NEW MASK RULES IN PLACE, as published in the BOE state bulletin. EFFECTS OF THE NEW FACE MASK RULES IN SPAIN Dear clients and readers, We are writing to inform you that the Spanish government has recently passed a controversial law which from Tuesday, March 30th, 2021, makes face masks now mandatory in all outdoor…
SUCCESSFUL LAWSUITS AGAINST BANKS Dear clients and readers, In C. Bank v Julie and Andrew P [2021] Judgment Nº 000770/2021, the Spanish Court Nº 5 bis of Alicante has upheld our clients claim that the bank owed a contractual duty of care to advise them as to (among other things) the financial terms and conditions arising out of…
COVID-19 vaccination programme for all UK Citizens living in Spain Dear clients and readers, We have received the following communication from the Ministry of Health that the vaccine will be available to everyone who lives in Spain as they consider this to be a public health issue as vaccination is “universal”. Now, in practice, how…
CONTROVERSY REGARDING THE IRPH INDEX ON MORTGAGE LOANS STILL GOING ON As you probably remember, on October 21; the Civil Chamber of the Supreme Court (from now own SC) deliberated and resolved four appeals filed in relation to the variable interest clause IRPH; – (“Decisions 595, 596, 597 and 598/2020”, of November 12); – after…
Tenancy Eviction Legal Framework Dear clients and readers, What are your options if your tenants stop paying the rent? Non-paying tenants cause severe consequences to landlords which may even lead to a bank repossession as many are reliant on the rental to cover their mortgage instalments. Therefore, due to the importance of this matter, we would like, –…
Dear clients: we are glad to share with you that we have received in the following testimonial just recently; – it’s always great to know we are doing a fine job and reassurance for you that our clients are in safe hands! Please see the link to the testimonial below: https://www.google.com/search?client=safari&rls=en&biw=1240&bih=650&sxsrf=ALeKk00nnu5C9YRsVBslCkM238ghYBY_sA%3A1606736342521&ei=1tnEX-i0H_XE8gLUjpGoDg&q=bzn+lex+international+lawyers+torrevieja&oq=bzn+lex+international+lawyers+torrevieja&gs_lcp=CgZwc3ktYWIQAzoHCCMQsAMQJzoECCMQJzoHCCEQChCgAToECCEQFToFCCEQoAFQ5jNYgUlg50poAXAAeACAAcQBiAHOCpIBBDEuMTCYAQCgAQGqAQdnd3Mtd2l6yAEBwAEB&sclient=psy-ab&ved=0ahUKEwjo98Wnl6rtAhV1olwKHVRHBOUQ4dUDCAw&uact=5#lrd=0xd63a9fe7285355b:0x7b464f1154cf2892,1,,, REAL TESTIMONIAL: Alan CarneyContributions…
MORTGAGE COSTS II. CLAIM YOUR RIGHTS! CLAIM YOUR MORTGAGE EXPENSES: EXCELLENT NEWS FOR CONSUMERS: THE EUROPEAN COURT OF JUSTICE FORCES SPANISH BANKS TO REFUND ALL ABUSIVE MORTGAGE EXPENSES IN FULL. IMPORTANT: NOW IS THE RIGHT TIME TO REVISIT YOUR MORTGAGE COSTS, AND CLAIM WHAT IS YOURS! Dear clients and readers, We recently explained in a previous post,…
IRPH News. Lack of transparency but no abusive according to the Supreme Court Dear clients and readers, Our weekly post news is about the abusive clause applied to many mortgages, regarding the interest rate called IRPH or commonly known as “CAJAS”. IRPH. Lack of transparency but no abusive according to the Supreme Court. The Supreme…
Dear clients and readers, We are proud to announce that we have recently won a new important administrative lawsuit case against the Spanish Administration Government. In a nutshell, our client, – an important pharmaceutical company based in Torrevieja,- was unduly accused of prescribing unlicensed Magisterial Prescriptions, and intended to impose them a fine of more than 30.000…
MORTGAGE COSTS. CLAIM YOUR RIGHTS! EXCELLENT NEWS FOR CONSUMERS:THE EUROPEAN COURT OF JUSTICE FORCES SPANISH BANKS TO REFUND ALL ABUSIVE MORTGAGE COSTS IN FULL. REMEMBER: NOW IS THE TIME TO REVIEW YOUR MORTGAGE AND CLAIM WHAT IS YOURS! Dear readers, The Court of Justice of the European Union -CJEU- has declared in a judgment handed down…
WE HAVE SAVED OUR CLIENT FROM A PROPERTY FRAUD Dear friends, clients and readers, As the summer holiday season is upon us, and after a very busy year helping clients, I must say that one of the true privileges of working as a Solicitor, is to receive testimonials of property fraud like the one below,…
Are you ready for the end of the transition period? We are glad to inform all our clients and readers that in accordance to Instruction of 2nd July 2020; a new procedure for issuing the residence permit for citizens of the United Kingdom of Great Britain and Northern Ireland nationals has been put in place.…
ANOTHER CASE WON! OUR CLIENT SAVES THE HOUSE! The Court rules on the consequences of invalid accelerated repayment clauses in mortgages and declares the dismissal of the mortgage enforcement proceedings. On 11 September 2019, the Spanish Supreme Court delivered a landmark judgment resolving one of the most disputed issues relating to mortgage loans in Spain.…
IMPORTANT ANNOUNCEMENT: BZN LEX International Lawyers To all our clients, and readers I hope you are all keeping well and safe. We are glad to inform you that we have re-opened our offices from 11th May. Please see below some essential recommendations: First, please bear in mind that it is mandatory for you to wear…
“SOBRE LA LEGALIDAD DEL CONFINAMIENTO DOMICILIARIO OBLIGATORIO PARA PERSONAS SANAS DURANTE EL ESTADO DE ALARMA” Y“SOBRE LA LEGALIDAD DE LAS SANCIONES ADMINISTRATIVAS EN EL ESTADO DE ALARMA Resumen Estimados lectores y clientes, El acervo popular no está familiarizado con los estados de alarma; no son algo común ni habitual, y su excepcionalidad abunda aún más…
Chers Clients, Chers Confrères, Suite aux recommandations du gouvernement liées à l’épidémie de Covid-19, et dans un souci de santé publique, nous vous informons que l’ensemble de notre Cabinet est désormais en télétravail. Les juridictions sont fermées sauf cas très particuliers (notamment urgence) et les études d’huissier ne procèdent également à la signification d’actes ou…
Estimados clientes, Deseamos que se encuentren bien y a salvo. En cumplimiento de las disposiciones adoptadas en el Real Decreto 463/2020, – como consecuencia de la crisis sanitaria provocada por el COVID 19;- BZN LEX ha adoptado las medidas necesarias para continuar prestando sus servicios habituales de forma telemática a nuestros clientes. En este sentido,…
RIESGO EXPROPIACIÓN Y EMBARGO ACTIVOS, CUENTAS BANCARIAS Y VIVIENDAS Estimados clientes y lectores: A raíz de las manifestaciones de Pablo Iglesias, publicada en prensa recientemente (https://okdiario.com/espana/iglesias-amenaza-expropiaciones-coronavirus-otro-mitin-desde-moncloa-5388345); de que toda la riqueza del país está supeditada al interés público, y que los particulares deberán aportar su dinero al sostenimiento del país; hay que saber que lo…
IMPORTANT INFORMATION COVID 19– BZN LEX INTERNATIONAL LAWYERS Dear clients, We hope that you and your family are keeping well and safe. As a consequence of the Royal Decree 463/2020, and the COVID 19 crisis, BZN LEX INTERNATIONAL LAWYERS has adopted the necessary measures to continue providing the usual services on-line to our clients. Despite…
“EL DERECHO A LA SALUD Y A LA VIDA DE LOS MAYORES, EN UNA PANDEMIA SANITARIA”. Muchas personas – la mayoría – se olvidan de que todo lo que hacen, y como lo hacen, y como deben actuar, es puro Derecho, y que, en base al Derecho les será exigida su responsabilidad personal. El Estado…
Expensive Fines! Spain issues fines between 601 and 30,000 euros for those who fail to comply with lockdown decree. The declaration of the state of alarm will change life in Spain for at least 15 days: closed shops, home confinement; restriction of movement of people and vehicles, closure of schools … The coalition government has…
Recurso Contra Reclamación de Hacienda La temática del presente artículo versa sobre la injusta reclamación que Hacienda a realizado a nuestro cliente (una mercantil dedicada a la venta de productos de parafarmacia); frente a la cual nuestro Bufete ya ha interpuesto oportuno recurso ante el TEAR. Los hechos del caso son en síntesis los siguientes: …
KIND OF LEGAL BUSINESS IN SPAIN If you wish to set up a business in Spain, the first step is to decide which kind of legal structure you wish to implement. The most commonly used options are as follows: 1. Self-employed workers in Spain (commonly known as “autonomos”). An ideal option if you have no…
